Category Archives: Obamacare

The Irony of the “Affordable Health Care for America Act” AKA “Obamacare” – It Doubles Insurance Premiums

the irs has always been a corrupt syping entity used to subjigate people... let's put them in charge of health care

Rate Shock: In California, Obamacare to Increase Individual Health Insurance Premiums by 64-146%

One of the most serious flaws with Obamacare is that its blizzard of regulations and mandates drives up the cost of insurance for people who buy it on their own. This problem will be especially acute when the law’s main provisions kick in on January 1, 2014, leading many to worry about health insurance “rate shock.”

Last week, the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange.

But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

Lee’s claims that there won’t be rate shock in California were repeated uncritically in some quarters. “Despite the political naysayers,” writes myForbes colleague Rick Ungar, “the healthcare exchange concept appears to be working very well indeed in states like California.” A bit more analysis would have prevented Rick from falling for California’s sleight-of-hand.

Here’s what happened. Last week, Covered California—the name for the state’s Obamacare-compatible insurance exchange—released the rates that Californians will have to pay to enroll in the exchange. “The rates submitted to Covered California for the 2014 individual market,” the state said in a press release, “ranged from two percent above to 29 percent below the 2013 average premium for small employer plans in California’s most populous regions.”

That’s the sentence that led to all of the triumphant commentary from the left. “This is a home run for consumers in every region of California,” exulted Peter Lee.

Except that Lee was making a misleading comparison. He was comparing apples—the plans that Californians buy today for themselves in a robust individual market—and oranges—the highly regulated plans that small employers purchase for their workers as a group. The difference is critical.

Obamacare to double individual-market premiums

If you’re a 25 year old male non-smoker, buying insurance for yourself, the cheapest plan on Obamacare’s exchanges is the catastrophic plan, which costs an average of $184 a month. (That’s the median monthly premium across California’s 19 insurance rating regions.)

The next cheapest plan, the “bronze” comprehensive plan, costs $205 a month. But in 2013, on eHealthInsurance.com (NASDAQ:EHTH), the average cost of the five cheapest plans was only $92. In other words, for the average 25-year-old male non-smoking Californian, Obamacare will drive premiums up by between 100 and 123 percent.

Under Obamacare, only people under the age of 30 can participate in the slightly cheaper catastrophic plan. So if you’re 40, your cheapest option is the bronze plan. In California, the median price of a bronze plan for a 40-year-old male non-smoker will be $261. But on eHealthInsurance, the average cost of the five cheapest plans was $121. That is, Obamacare will increase individual-market premiums by an average of 116 percent.

For both 25-year-olds and 40-year-olds, then, Californians under Obamacare who buy insurance for themselves will see their insurance premiums double.

Impact highest in Bay Area, Orange County, and San Diego

In the map below, I illustrate the regional variations in Obamacare’s rate hikes. For each of the state’s 19 insurance regions, I compared the median price of the bronze plans offered on the exchange to the median price of the five cheapest plans on eHealthInsurance.com for the most populous zip code in that region. (eHealth offers more than 50 plans in the typical California zip code; focusing on the five cheapest is the fairest comparator to the exchanges, which typically offered three to six plans in each insurance rating region.)

 

As you can see, Obamacare’s impact on 40-year-olds is steepest in the San Francisco Bay area, especially in the counties north of San Francisco, like Marin, Napa, and Sonoma. Also hard-hit are Orange and San Diego counties.

According to Covered California, 13 carriers are participating in the state’s exchange, including Anthem Blue Cross (NYSE:WLP), Health Net (NYSE:HNT), Molina (NYSE:MOH), and Kaiser Permanente. So far, UnitedHealthCare (NYSE:UNH) and Aetna (NYSE:AET) have stayed out.

Spinning a public-relations disaster

It’s great that Covered California released this early the rates that insurers plan to charge on the exchange, as it gives us an early window into how the exchanges will work in a state that has an unusually competitive and inexpensive individual market for health insurance. But that’s the irony. The full rate report is subtitled “Making the Individual Market in California Affordable.” But Obamacare has actually doubled individual-market premiums in the Golden State.

How did Lee and his colleagues explain the sleight-of-hand they used to make it seem like they were bringing prices down, instead of up? “It is difficult to make a direct comparison of these rates to existing premiums in the commercial individual market,” Covered California explained in last week’s press release, “because in 2014, there will be new standard benefit designs under the Affordable Care Act.” That’s a polite way of saying that Obamacare’s mandates and regulations will drive up the cost of premiums in the individual market for health insurance.

But rather than acknowledge that truth, the agency decided to ignore it completely, instead comparing Obamacare-based insurance to a completely different type of insurance product, that bears no relevance to the actual costs that actual Californians face when they shop for coverage today. Peter Lee calls it a “home run.” It’s more like hitting into a triple play.

Obama attacked insurers in 2010 for much smaller increases

That Obamacare more than doubles insurance premiums for many Californians is especially ironic, given the political posturing of the President and his administration in 2010. In February of that year, Anthem Blue Cross announced that some groups (but not the majority) would face premium increases of as much as 39 percent. The White House and its allies in the blogosphere, cynically, claimed that these increases were due to greedy profiteering by the insurers, instead of changes in the underlying costs of the insured population.

“These extraordinary increases are up to 15 times faster than inflation and threaten to make health care unaffordable for hundreds of thousands of Californians, many of whom are already struggling to make ends meet in a difficult economy,” said Health and Human Services Secretary Kathleen Sebelius. “[Anthem’s] strong financial position makes these rate increases even more difficult to understand.” The then-Democratic Congress called hearings. Even California Insurance Commissioner Steve Poizner, a Republican running for governor, decided to launch an investigation.

Soon after, WellPoint announced that, in fact, because of lower revenues and higher spending on patient care, the company earned 11 percent less in 2010 than it did in 2009. So much for greedy profiteering.

So, to summarize: Supporters of Obamacare justified passage of the law because one insurer in California raised rates on some people by as much as 39 percent. But Obamacare itself more than doubles the cost of insurance on the individual market. I can understand why Democrats in California would want to mislead the public on this point. But journalists have a professional responsibility to check out the facts for themselves.

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UPDATE 1: On Twitter, Jonathan Cohn of The New Republic argues that I’m being unkind to California (1) by not describing the mandates that Obamacare imposes on insurers in the individual market, and (2) not explaining that low-income people will be eligible for subsidies that protect them from much of the rate shock.

For an extensive discussion of Obamacare’s costly insurance mandates, such as its requirement that plans cover you whether you’re healthy or sick ,read this post. For a discussion of how Obamacare’s insurance mandates dramatically increase the cost of insurance for younger workers, go here.

Jon is right that low-income individuals will be protected from these rate increases because of Obamacare’s subsidies, but if you’re not low-income, you face a double-whammy: higher taxes to pay for those subsidies, and higher indvidual-market insurance costs for yourself. A better approachwould be to offer everyone access to low-cost consumer-driven health coverage.

UPDATE 2: A number of writers did call out California for the apples-to-oranges comparison last week, including David FreddosoPhilip Klein, andLanhee Chen.

Lanhee, writing in Bloomberg View, does the useful exercise of showing that even for plans with the same generous benefit package that Obamacare requires, eHealthInsurance is significantly cheaper:

To put it simply: Covered California is trying to make consumers think they’re getting more for less when, in fact, they’re just getting the same while paying more.

Yet there are many plans on the individual market in California today that offer a structure and benefits that are almost identical to those that will be available on the state’s health insurance exchange next year. So, let’s make an actual apples-to-apples comparison for the hypothetical 25-year-old male living in San Francisco and making more than $46,000 a year. Today, he can buy a PPO plan from a major insurer with a $5,000 deductible, 30 percent coinsurance, a $10 co-pay for generic prescription drugs, and a $7,000 out-of-pocket maximum for $177 a month.

According to Covered California, a “Bronze” plan from the exchange with nearly the same benefits, including a slightly lower out-of-pocket maximum of $6,350, will cost him between $245 and $270 a month. That’s anywhere from 38 percent to 53 percent more than he’ll have to pay this year for comparable coverage! Sounds a lot different than the possible 29 percent “decrease” touted by Covered California in their faulty comparison.

While Covered California acknowledges that it’s tough to compare premiums pre- and post-Obamacare, at the very least, it could have made a legitimate comparison so consumers could fairly evaluate the impacts of Obamacare.

 

http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/?utm_source=TOPin&utm_medium=twitter

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INJURY CLASSIFICATIONS FOR TURTLE BITES & BURNING WATER SKIS? HERE’S RAND PAUL’S HILARIOUS OBAMACARE RANT

The IRS wants to target you, raid you and steal your stuff . why not put them in charge of your healthcare

With the implementation of Obamacare, doctors will soon be required to use roughly 122,000 new medical diagnostic codes to inform the federal government of injuries sustained by Americans, so says Kentucky Senator Rand Paul.

The new codes, Sen. Paul explained, include classifications for “injuries sustained from a turtle,” “walking into a lamppost” and “injuries sustained from burning water skis.”

“Your government just wants to take care of you,” he added, criticizing the new law’s 9,000-plus pages of new regulations. “They don’t think you’re smart enough to make these decisions.”

Physicians currently have about 18,000 medical diagnostic codes, called ICD-9, to choose from to help them inform insurers of their patients’ ailments. But according to Paul (himself a physician), Obamacarewill require physicians to adopt roughly 122,000 new codes — and some of them sound downright ridiculous.

“Included among these codes,” the senator continued, “will be 312 new codes for injuries from animals; 72 new codes for injuries just from birds; 9 new codes for ‘injuries from the macaw.”‘

“The macaw?” he asked. “I’ve asked physicians all over the country, ‘Have you ever seen an injury from a macaw?”‘

He continued, adding that he had found “two new injury codes under Obamacare for ‘injuries sustained from a turtle.”‘

“Now, you might say, ‘Well, turtles are dangerous’ — but why do you have to have two codes?” he asked.  “Your doctor has to inform the government whether you’ve been struck by a turtle or bitten by a turtle.”

He added:  “There is a new code for … walking into a lamppost. There’s also a code for ‘walking into a lamppost, subsequent encounter.’”

“I guess that’s if you don’t learn,” he added. “[T]here is [also] a code … for ‘injuries sustained from burning water skis.”‘

Though the Republican senator delivered his speech earlier this month to the Iowa Republican Party, his Obamacare remarks have only recently gained traction online:

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Naturally Heal Cancer and Promote Health | Soursop Leaves and Fruit

thunder god plant destroys cancer in 40

Many plants including soursop leaves and fruit have been proven to reduce or eliminate cancer. The sad fact is, that the ones with money have no interests in promoting something they can’t patent and profit from (like all of the MANY healing herbs and plants that can be grown in our own back yards) and no one else has the clout, credibility (public perception) and money to mass promote this concept that quickly and efficiently. In fact, negative public opinion campaigning has led to the opinion that many curative plants are either a fraud or actually destructive to human health.

I, for one, believe that marijuana has become so looked down upon in public opinion. How else would a plant that grows anywhere, heals cancer, has numerous health benefits and very very few risks actually become illegal and despised by the majority of citizens as a personally destructive and socially devastating plant? Especially when we pay our military to guard poppy fields in other countries to protect the production of illegal drugs? And the leading cause of death in the United States in the American medial system itself??? Did you know that nearly 200,000 deaths a year are caused from prescribed medication taken as prescribed? We’ve all been victims of this media fraud.

That’s OK  though, because these days we can all share information on the internet and this relatively new development will allow anyone who wants to pursue it to explore all manner of natural healing alternatives.

 

Naturally Heal Cancer and Promote Health | Soursop Leaves and Fruit

Written by Varien Moos on .

It is a plant that grows in tropical areas in Central America and South America, especially in the Amazon. It is also known as soursop, Guanábano, Catuche, Catoche, Anona Mexico, Graviola, Anona India, Mole. The fruit is very delicate dark green covered with soft spines. Is relatively large and very thin shell. Should be harvested before they mature. The flesh is white, creamy, meaty, juicy and slightly acidic, measuring 2-3 cm long, can weigh 2.5 kg.

All plant parts are used in natural medicine, including bark, leaves, roots and fruits, but the part that contains the greatest concentration of active ingredient is the leaf, where the Annonaceae acetogenins, which have been widely studied from the 1940 that came into use as an insecticide, leading to surprise scientists for its broad power, without causing any harmful effects in animals and man, so they agreed to fund research where, each day discovering new properties, which, as a result of scientific zeal and vested interests, remained in custody for over 20 years. Globalization and parallel studies in Japan and China, they found the light, the wonders of this generous plant.

Soursop leaf and bark (Powder), cure diabetes by regulating blood sugar, which shows its high effectiveness in endocrine commitments: liver, kidney, thyroid, pancreas, ovary, prostate, intestines, muscle relaxant smooth (heart), gall bladder, appendix and fights lung cancer or Lewis, breast cancer and brain tumors, hypotensive, anti-spasmodic, vasodilator, eliminates dust mites that cause asthma and bronchial diseases. The leaf tea cure liver problems, improves the function of the pancreas. It is effective to deworm children, malaria cure, indicated to raise the defenses in patients with chemotherapy and also for people with HIV (AIDS).

The fruit has been used as an antiparasitic, antipyretic (reduces fever) and astringent in diarrhea. The stems, leaves and roots are considered sedative, hypotensive (blood pressure lowering), antispasmodic and anti-diabetic. The leaves are used as a tea against catarrh (inflammation of mucous membranes). The ground seeds are used by Andean tribes against intestinal parasites.

In recent years, the extract of guava has become widely acclaimed for having highly potent properties to fight cancer. Since March 2003, e-mails circulating on the Internet stating that the soursop tea cures cancer.

Acetogenins of Annonaceae are waxy substances resulting from the combination of long chain fatty acids (C32 or C34) with a unit of 2-propanol at carbon 2 to form a lactone terminal (such lactone is at the beginning of the chain) .

The acetogenins derived from long chain fatty acids have direct action on mitochondria, ATP, Reticular Apparatus of Goldi and plasma membranes and cell selectively destroying cancer cells without harming healthy cells and tissues also contain Bullatacin, Beta-sitosterol , sitosterol, campesterol, myristic acid, stearic acid, stigmasterol, Amino Acids, Vitamins and Minerals that act on Enzymatic and Molecular.

It is the best alternative when you can not resort to surgery or therapy or Radium Cobalt therapy or when you have to stop chemotherapy for their action and atrogenica (side effects) on the liver and kidneys. There is no conflict and contrary complements very well with any treatment that this subject the patient to improve the quality. They have absolutely no side effects or intolerance or allergic reactions.

The soursop is the most powerful anti-cancer plant on the planet, used for over 40 years in the U.S., Europe and Asia.

Studies and findings

In 1976, Dr. Jerry McLaughlin at Purdue University discovered the ANONACEA GRAVIOLA acetogenins, powerful Anti-Cancer. Continued this research at the National Institute of Cancer proving its effectiveness in cancer colon and prostate. The National Health Center use to other cancers (gastric, kidney and breast). The Faculty of Medicine, Catholic University of Korea conducted comparative studies with adriamycin (chemotherapy) in the treatment of lung cancer.

Soursop

Studies from 1998 to 2000 by McLaughlin and Chih HW, Chui HF have shown that acetogenins are inhibores of complex I of oxidative phosphorylation chain thereby block the formation of ATP energy needed by the cancer cell to operate your pump P-glycoprotein mediated, allowing you to stay active. The acetogenins also inhibit the ubiquinone-ubiquinone oxidase, NADH-dependent enzyme that is peculiar to the plasma membrane of the cancer cell. McLaughlin did his research and Bullatacinone Bullatacin acetogenins.

A study from Purdue University in California, showed that acetogenins can selectively inhibit the growth of cancer cells and also inhibit the growth of tumor cells resistant to adriamycin (chemotherapeutic drug). In another study conducted by scientists at the University, it was shown that acetogenins soursop (graviola) are extremely powerful having an ED 50 (lethal dose 50) of up to 10 to 9 micrograms per milliliter, resulting have 10,000 times the potency of adriamycin .

There are several studies on anonacina, the compound of the soursop that have anticancer effects. However, those studies were only performed in vitro or in vivo in animals, there being still no clinical studies in humans. One reason cited for the lack of human clinical studies is the fact that you can not patent a plant, leading to the laboratories that sponsor research studies to focus on active ingredients, Annonaceae acetogenins, instead of the plant .

Studies were made of soursop compared to the effect with adriamycin (known chemoteherapeutic). It was found that is 10000 times more potent, and kills cancer cells without harming healthy cells as occurs with chemotherapy, which also causes nausea, weight loss and hair, protects and elevates the immune system.

Perhaps one of the most important discoveries related to cancer is that of the parasites. All cancer patients are infected with parasites. Parasites (the same that give our dogs and cats) create both toxic inside the body, with their droppings and urine, the body simply does not fit any defense against cancer and succumbed to the attack of proteases making cancer cells.

Scientific studies have shown that guava contains a class of compounds known as bioactive acetogenins of Annonaceae, which have only been found in this plant and some other of that family, being its main source leaf. Research shows that the main effects are those mentioned above and also have properties, anticonvulsant, antimicrobial and anticancer.

Recommended Uses

  • Antitumor
  • Anticarcinogenic
  • Antispasmodic
  • Sedative
  • Fight Asthma
  • and combating hypertension.
  • Combat Diabetes
  • Corrects liver disorders

Chemical compositions of the Guanábana

Chemical composition and nutritional value of fruit (100 grams of fresh fruit of the edible part)

  • Humidity 80.6%
  • 1.63% fiber
  • 0.73% ash
  • 0.31% fat
  • 1.22% protein
  • 1.62% starch
  • 0.021% Vitamin C
  • Sugars (Gluc., FRUCT.) 15.63%
  • 45.8 mg potassium
  • 23mg Sodium
  • 23.9 mg Magnesium
  • Phosphorus 26.0 mg
  • Iron 47mg
  • Citrulline (protein) (10)
  • Arginine (amino acid) (10)
  • Caproic acid (lipid) (10)
  • Anonaine (isoquinoline) (10)
  • Anoniine (isoquinoline) (10)
  • Asimilobine (isoquinoline) (10)

Chemical components of the leaf

Soursop

Lactones

  • Annohexocina
  • Annomuricina A, B, C and E
  • Annomutacina
  • Annopentocinas A, B and C
  • Muricoreacina
  • Gigantetronemina
  • Murihexocina A and C
  • Javoricina

Isoquinolines

  • Anonaine
  • Anoniine
  • Atherospermine
  • Coreximine

Lipids

  • Gentisic acid
  • Lignoceric acid
  • CLA
  • Stearic acid

Chemical components of the seed

  • Lactones
  • Annomonicina
  • Annomontacina
  • Annonacina
  • Annomuricatina
  • Annonacinona
  • Javoricina

It also contains:

  • Annomuricatina (protein)
  • Linoleic acid (lipid)
  • Bullatacin
  • Bullatacinone
  • Muricoreacin
  • Murihexocin C
  • Annomuricin A
  • Annomuricin B
  • Muricatocin A
  • Muricatocin C
  • Muricapentocin

Medicinal properties of soursop according to their origin

Anticarcinogenic: Leaves and shoots
Antibacterial: Bark
Antiparasitic: Seeds and bark
Ulcer: Bark
Galactogogue: Fruit
Antispasmodic: Leaves
Sedative: Leaves
Malaria: Leaves
Antidiabetic: Leaves
Vasodilator: Leaves
Pectoral: Flowers
Amebicide: Bark
Disinfectant: Bark and leaves
Insecticide: Leaves and root

Properties Guanábana

Its properties of action is antibacterial, anticancer, antiparasitic, antitumor, antispasmodic, stomachic, astringent, cytotoxic, febrifuge, hypotensive, insecticide, pesticide, sedative, vasodilator, vermifuge.

Graviola

Antitumor effect by the active or inactive against cells of tumor origin (not having capacity of these cells die and go crowd forming stones or tumors) acts to decrease gradually until they disappear calcification, which takes time to go each of our systems, improving and purifying. In the case of kidney tumor or calcifications in the liver, pancreas, lungs, brain or kidneys the dose increases from 5 to 7 grams daily, and their intake should be longer than six months.

Antirheumatic, antiarthritic, has an immediate effect on joint pain and degeneration of these (Osteoarthritis). Especially for those who receive treatment.

Antidiabetic, by its powerful action in the blood helps to eliminate excess glucose. Works to normalize the juice and pancreatic enzymes. If you take insulin, should be consumed 1 or 2 seeds, peeled and crushed fruit (guava) fasting for seven days.

For ovarian colic, soursop tea (graviolas), let cool and strain before drinking, repeated after two hours.

Anti-inflammatory, endocrine and liver, because of his extensive power-inflammatory and / or released by the blood, is excellent for the endocrine system, normalizing hormone production in the different glands of our body, whether in the nervous system, immunological and player (ovaries and prostate) in the liver, kidneys, stomach, gastritis and ulcers fights.

Contains folic acid, which makes it excellent for women who wish to become pregnant (normal production of DNA), avoiding infections that complicate the development of the fetus.

Sedative, to recover the heart muscle after a heart attack and combat hypertension and cardiovascular problems. It has calming effect at night, getting a good nights sleep. No sleepy during the day.

Antidiarrheal, by its potent insecticide eliminates bacteria that cause diarrhea, is more effective than an antibiotic and works without damaging the intestinal flora, being 100% natural. Bark and leaf together have fungicidal properties, antifungal eliminates certain fungi that produce erythema (herpes, psoriasis).

Skin: Psoriasis, lupus (with Flax and Nettle Black), seborrhea, in regulating the endocrine system, also controls our glands fluids making them work if they are blocked and regulating them if they occur in excess, such as psoriasis.

Antiparasitic, insecticidal action by their powerful help to eliminate parasites, especially in children, dissolve one capsule before meals for 7 days.

Tract, for its soothing action facilitates good digestion, removing excess fat and triglycerides in opulent meal. To aid digestion, it is excellent when we are on chemotherapy.

Colds, soursop tea used for colds, inflammation of mucous membranes and is used to muna or mint tea.

Antihistaminic and antispasmodic in asthma, eliminates the mites that occur in lung cilia.

Sedative power is excellent for the nervous system to contain lithium in microscopic amounts sufficient to exert its sedative power in people irritable, nervous and anxious for its sedative power is anticonvulsant.

Obesity, by preventing the accumulation of body fat makes you lose weight gradually.

Diuretic, helps with the elimination of liquids, liquid acids (which form the colestero l) and helps remove excess uric acid and calcification of the nephrons (kidney cells)

Applications Against Cancer

Soursop

The best way to consume the soursop or graviola is consuming it directly, forget once and for all the pills buy in health food stores, do not fall into those businesses, because the cure of disease and the real power is consumed directly in the healing element in this case is the fruit of the soursop, and preparing the leaves as you would any tea or water time.

If you want to eat the leaves of soursop, try to get the leaves in their natural state, avoid buying products such as tea’s filter, etc.. And we repeat … not acquire “natural products” in the commercial food stores, but not have noticed before, natural products are actually in the markets, there if you can find the elements that nature offers us in its natural state. But in health food stores often these products are altered, and the worst decline in its healing purpose to act in the patient slowly creating a cycle of consumerism and buying the product again, if you want to apply the true look natural medicine health food stores, rather look at the same result, then it is worth complaining about natural medicine when they fail their tasks. It’s time to wake up and open their eyes to the real natural medicine.

– See more at: http://cancer.vg/en/annona-muricata-soursop#sthash.iU0IxVBw.dpuf

http://www.naturalcuresnotmedicine.com/2013/02/cancer-healing-tree.html

http://www.naturalcuresnotmedicine.com/2013/02/the-sour-sop-can-kill-cancer.html

http://cancer.vg/en/annona-muricata-soursop

 

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